Essential Health Benefits Under The Affordable Care Act

ObamaCare (the Affordable Care Act) has dominated headlines since the new Health Insurance Marketplace opened for business on Oct. 1. Amid controversy, misunderstanding and technical glitches, the many positive changes that ObamaCare brings to health care have gotten lost in the shuffle. One such change pertains to the types of services that are covered by health insurance plans: Starting Jan. 1, 2014, all health insurance plans offered to individuals or through the small-group market to employers with 50 or fewer employees are required to provide coverage for an Essential Health Benefits (EHB) package.

Beware The Liability Of Sharing Your Car With Strangers

Car sharing, the newest way to rent a car, is catching on in the U.S., Canada and Europe. But both renters and the car owners they rent from may be taking on risks they don’t fully understand.

At least one fatal accident involving car sharing has already occurred, resulting in litigation over financial responsibility. In February 2012, the 24-year-old driver of a car rented from one of the so-called peer-to-peer rental companies caused an accident in Boston, injuring four other parties. The driver died in the crash.

Don't Fall Victim To These Obamacare Scams

Obamacarehealthcare exchanges are now open to the public. The launch has sparked some criticism, with computer glitches and confusion regarding how to sign up.

Thieves are using this chaos to their advantage, and a trend of new scams have started, including the "imaginary" Obamacare card. The Better Business Bureau released a statement informing the public that they in fact, do not need an insurance card under the Affordable Care Act to buy coverage.